Hailing a rideshare service like Uber or Lyft is a convenient way to get around Glendale and beyond. But what happens if you’re involved in an accident while riding in one of these vehicles? Determining who’s responsible for your injuries can be confusing. California has specific laws regarding rideshare accidents, and understanding these laws is crucial for seeking compensation for your medical bills, lost wages, and other damages.
The amount of compensation you may receive for your injuries will depend on various factors, including the severity of your injuries, your medical expenses, your lost wages, and the pain and suffering you experience. Additionally, California law places caps on the amount of non-economic damages (such as pain and suffering) that can be recovered in rideshare accident cases. It’s important to consult with an experienced Glendale personal injury attorney to understand your specific rights and the potential value of your claim.
Rideshare Insurance Coverage and Liability Stages
Rideshare companies like Uber and Lyft are required by California law to maintain significant insurance coverage for their drivers. However, the level of coverage and who is liable depends on whether the driver was:
- Offline: If the driver hasn’t logged into the rideshare app and isn’t actively seeking passengers, their personal auto insurance will be the primary coverage in an accident.
- Waiting for a Ride Request: Once the driver is logged into the app and waiting for a request, the rideshare company provides contingent collision and comprehensive coverage for any damage to the driver’s vehicle. However, the driver’s personal insurance remains primary for injuries to passengers or other parties involved in an accident.
- On the Way to Pick Up a Passenger: When the driver accepts a ride request and is en route to pick up the passenger, the rideshare company’s $1 million liability insurance policy becomes primary coverage. This covers injuries to passengers, other drivers, pedestrians, and property damage caused by the rideshare driver’s negligence.
- During a Trip: From the moment the passenger gets into the car until they are dropped off at their destination, the rideshare company’s $1 million liability insurance remains the primary coverage. This includes coverage for injuries to the passenger, other drivers, pedestrians, and property damage arising from the driver’s fault.
Liability for Passengers in a Rideshare Accident
If you’re a passenger in a rideshare vehicle and are injured in an accident, California law simplifies the process of seeking compensation for your medical bills, lost wages, and pain and suffering. You can file a claim directly against the rideshare company’s $1 million liability insurance policy, regardless of whether the accident occurred while the driver was en route to pick you up or during your trip.
This simplified process is designed to protect passengers and ensure that they can quickly receive compensation for their injuries. However, it’s important to note that the rideshare company may still contest your claim or attempt to minimize the amount of compensation you receive. In such cases, it’s highly recommended to consult with a Glendale personal injury attorney who can advocate for your rights and help you navigate the legal process.
Liability for Other Drivers and Pedestrians Injured by a Rideshare Vehicle
If you’re another driver or pedestrian injured by a rideshare vehicle, the liability process depends on the stage of the driver’s app usage at the time of the accident.
- Offline Driver: The driver’s personal auto insurance will be the primary coverage.
- Waiting for a Ride Request or On the Way to Pick Up a Passenger: The rideshare company’s contingent liability coverage of up to $1 million might apply if the driver’s personal insurance limits are insufficient.
- During a Trip: The rideshare company’s $1 million liability insurance becomes primary coverage.
It’s crucial to remember that these are general guidelines, and the specific liability process can vary depending on the circumstances of each accident. If you’re involved in a collision with a rideshare vehicle, it’s essential to gather evidence at the scene, contact the police, and seek medical attention immediately. Additionally, consulting with a Glendale personal injury attorney can provide you with expert guidance and help you understand your legal rights and options.
Importance of Consulting an Attorney | Anand Desai Law Firm
Dealing with rideshare accident claims can be complex. Rideshare companies often have aggressive legal teams that may try to minimize your compensation. Consulting with an experienced Glendale personal injury attorney like Anand Desai can make a significant difference in the outcome of your case. Our attorneys will thoroughly investigate the accident, determine all potential sources of compensation, and aggressively fight for the maximum amount you deserve for your injuries.
If you’ve been injured in a rideshare accident in California, contact the Anand Desai Law Firm today for a free consultation. We’ll review your case and guide you through the legal process to ensure you receive fair compensation for your medical bills, lost wages, and pain and suffering.